No way this can be real… can someone explain

Amar said:
Some banks will always offer competitive rates to land those high-value loans.

I don’t think this qualifies as jumbo. My area has jumbo starting between $750K and $1.1 million. NYC would be comparable.

Jo said:
Wouldn’t getting the loan estimate directly from the client be easier than all this speculation?

Oh, come on, don’t ruin the fun with common sense!

Reagan said:

Jo said:
Wouldn’t getting the loan estimate directly from the client be easier than all this speculation?

Oh, come on, don’t ruin the fun with common sense!

Is it common sense, or is it magic!